Get out of debt

 Free Budget Tracker Software

These software programs are no longer recommended for new users. The website and downloads will be left up for a limited period of time as an archive for existing users.

Budget Tracker is one of the leading free budget management tools available for taking control of your personal finances and getting out of debt. We've created this software to allow people on a tight budget to track and understand their finances in a simple way that helps them to reduce their debt and, hopefully, become debt free over time.

With Budget Tracker you manage your expenses by month. Each month you enter in your expenses into a category. Expense categories include rent or mortgage, food, utilities, entertainment, cell phone, cable, medical, clothing, and so on. You can also enter in your own budget categories allowing you to customize the program for your own expense needs. For example, perhaps you spend a considerable amount of your salary day care. You can add day care as a category and track it as a special expense. Each month you can then see where your money is going. Are you spending too much on clothing? Perhaps much more of your budget spending is on entertainment than you thought. These can then be areas where you start to budget your money in order to save and lower your expenses and manage your personal finances better.

Budget Tracker assists you in tracking your expenses with running averages of each of your monthly categories. You can see how your spending is over a long time and also see how you are improving or lowering your spending in certain areas. You can also plan ahead by seeing which months tend to run the highest. Planning your savings for tough months like December with Christmas and a high heating bill or July with vacation and a high air conditioning bill can help you from going into debt. Reports are available to print on your budget. Also, help included in the program.

Get a grip and take control of your personal finances with Budget tracker. This program is free, so at least you won't have to worry about how much you spend on it! Also, be sure to check back now and again. We try to keep the program updated and to add new features when we think up something that would be helpful.

Budget Tracker is designed to  be easy to enter all your expense data. All the averages and monthly totals are on the main screen so you can get a quick view of your personal finances. Other data that is tracked includes an overall monthly average expenditure as well as the highest month and the lowest month. In the end, Budget Tracker’s goal is to help you get a grip on where your money is going allowing you to better manage your finances.


New features to Budget Tracker v2.0 include:

Custom Fields: This allows to to track your own expenses more closely. We've set up some fields that you may want to use (i.e. Clothing), but you may not want to track expenses Tuition or Prescriptions. Now you can easily make those changes in Budget Tracker.

Monthly Print Out: There is an option to print a monthly expense report.

Improved Help: We've tried to improve the help section of Budget Tracker so its even easier to use.

Main Screen Shot
(Manage your personal finances - Click the picture below to see full view)
Budget Tracker Screen Shot
Data Entry Screen Shot
(Budget monthly expenses on this screen - Click the picture below to see full view)
Monthly Expenses

Archived download only. Not for new users.


Download Free Budget Tracker Software

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6 Steps to no Debt 

Step #1:  Renegotiate debt, consolidate debt, and settle debt

2) Pay off your credit card

3) Get some emergency savings

4) Start investing in 401k plan or IRA

5) Pay off other debt

6) Invest conservatively

Controlling Expenses 

1) Utilities

2) Food

3) Clothing

4) Entertainment

5) Gas

6) Other "Stuff"

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